At NAM Accountants, accessible from https://namaccountants.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by NAM Accountants and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in NAM Accountants. This policy is not applicable to any information collected offline or via channels other than this website. 

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

How we use your information

We use the information we collect in various ways, including to:

  • Provide, operate, and maintain our website
  • Improve, personalize, and expand our website
  • Understand and analyze how you use our website
  • Develop new products, services, features, and functionality
  • Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
  • Send you emails
  • Find and prevent fraud

Log Files

NAM Accountants follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of NAM Accountants.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on NAM Accountants, which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that NAM Accountants has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

NAM Accountants’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

Request that a business delete any personal data about the consumer that a business has collected.

Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Children’s Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

NAM Accountants does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records. 

NAM Accountants grants you permission to view and download a single copy of the material on this website for your personal, non-commercial use. The website content, including text, graphics, software, images, and other material (“Material”), is protected by copyright, database rights, and other intellectual property rights (“Intellectual Property Rights”) under UAE and international laws. Unauthorized use of the Material may infringe the Intellectual Property Rights of NAM Accountants or third parties. You must retain all copyright and proprietary notices in the original Material on any copies made.

By accessing this website, you agree to the following:

  1. Permitted Use:

    • You will use the Website and its Material solely for personal purposes and refrain from selling, publishing, modifying, reproducing, displaying, distributing, storing, retransmitting, or using the Material for any public or commercial purposes.
  2. Prohibited Use:

    • You will not use the Material or Website in any way that infringes on the rights (including Intellectual Property Rights) of any third party.
    • You will not transmit information or content from the Website for publicity, promotion, or advertising without prior written consent from NAM Accountants.
    • You will not upload, post, or send offensive, defamatory, obscene, or illegal content or cause annoyance or anxiety to others.
    • You will not engage in illegal activities or introduce malicious software such as viruses, trojans, or worms.
  3. Restrictions:

    • The Material cannot be used on other websites or in networked computer environments.
    • You are prohibited from interfering with the Website’s functionality or causing damage, inefficiency, or corruption of the Material or Website.
    • You may not upload copyrighted Material without obtaining necessary permissions.
    • Reverse engineering, decompiling, or disassembling any part of the Website or Material is strictly forbidden.
  4. Termination:

    • Violation of these Terms and Conditions will result in the immediate termination of your access to the Website and Material. Any copies of the Material must be destroyed immediately.

NAM Accountants reserves the right to update these terms periodically. For inquiries or permissions regarding the Material, please contact:

NAM Accountants
Address: 502 Al Safa Tower-M Mostafawi Carpet Building, Bur Dubai, Dubai, United Arab Emirates
Phone: +971-50-130-2568
Email[email protected]

Disclaimer, Indemnity, and Additional Terms for NAM Accountants Website

  1. Accuracy of Information
    The material on this website may contain inaccuracies or typographical errors. NAM Accountants makes no representations or warranties regarding the accuracy, reliability, completeness, or timeliness of the material or the results to be obtained from using the website. Your use of the website and its material is at your own risk. NAM Accountants reserves the right to update or change the content of the website at any time.

  2. Website Operations
    NAM Accountants is under no obligation to maintain any specific material, products, or services on the website. The company does not guarantee that the website will operate error-free or that its servers are free of viruses or harmful elements. If your use of the website or material results in the need for servicing or replacing equipment or data, NAM Accountants is not responsible for such costs.

  3. Disclaimer of Warranties
    The website and its material are provided on an “as is” basis without any warranties of any kind. To the fullest extent permitted by law, NAM Accountants disclaims all warranties, including but not limited to:

    • Warranties of merchantability.
    • Non-infringement of third-party rights.
    • Fitness for a particular purpose.
      NAM Accountants does not guarantee the accuracy, reliability, completeness, or timeliness of the material, services, software, text, graphics, or links provided on the website.
  4. Limitation of Liability
    Under no circumstances shall NAM Accountants, its suppliers, or third parties mentioned on the website be liable for:

    • Increased costs, loss of profits, business contracts, revenues, or expected savings.
    • Indirect, special, or consequential damages (including loss of data or business interruptions).
      This applies regardless of the legal basis for such claims, including contract, tort (including negligence), or otherwise, and even if NAM Accountants has been advised of the possibility of such damages.
      NAM Accountants does not limit liability for death or personal injury caused by negligence or fraudulent misrepresentation.
  5. Indemnity
    You agree to defend, indemnify, and hold harmless NAM Accountants, its officers, directors, employees, and agents from any claims, liabilities, damages, costs, or demands (including reasonable legal and accounting fees) arising from your use or misuse of the website, material, or breach of these Terms of Use. NAM Accountants will promptly notify you of any such claims and cooperate with you, at your expense, in defending them.

  6. Trademarks
    The “NAM Accountants” name and logo, along with all other trademarks on the website, are owned by NAM Accountants unless otherwise indicated. All related intellectual property rights are reserved.

  7. Content Updates
    The information on this website is current at the time of posting but may be subject to change without notice.

  8. External Links
    The website may contain links to third-party websites or those maintained by affiliates. These links are provided solely for convenience and do not imply endorsement of their content. NAM Accountants does not operate or control third-party websites and makes no representations about their accuracy, reliability, or security. Accessing any linked website is done at your own risk.

  9. Termination
    NAM Accountants reserves the right to terminate these Terms of Use and your access to the website at any time without notice.

NAM Accountants is committed to protecting your privacy and ensuring that your personal data is handled in compliance with the General Data Protection Regulation (GDPR). This Privacy Policy outlines how we collect, use, store, and protect your personal data when you use our website and services.


1. Data Controller

NAM Accountants acts as the data controller for the personal data collected through this website. If you have any questions or concerns about how your data is handled, please contact us at:

NAM Accountants
Address: 502 Al Safa Tower-M Mostafawi Carpet Building, Bur Dubai, Dubai, United Arab Emirates
Phone: +971-50-130-2568
Email: [email protected]


2. Data We Collect

We may collect the following categories of personal data:

  • Contact Information: Name, email address, phone number, and address.
  • Business Information: Company name, job title, and professional details related to our services.
  • Technical Information: IP address, browser type, operating system, and other technical data collected via cookies and analytics tools.
  • Usage Data: Information about how you interact with our website and services.
  • Financial Information: Payment details if you use our services.
  • Compliance Data: Any additional data provided for AML, ESR, UBO, or other regulatory compliance requirements.

3. How We Use Your Data

We process your personal data for the following purposes:

  • To provide and improve our services, including client onboarding, accounting, VAT compliance, and business consultancy.
  • To communicate with you, respond to inquiries, and manage client relationships.
  • To fulfill legal and regulatory obligations, including AML and KYC requirements.
  • For marketing purposes, such as sending newsletters and promotional materials (only with your consent).
  • To enhance website performance through analytics and ensure secure access to our services.

4. Legal Basis for Processing

Under GDPR, we rely on the following legal bases to process your personal data:

  • Contractual Necessity: To perform a contract or take steps prior to entering into a contract.
  • Legitimate Interests: To improve services, prevent fraud, and ensure website security.
  • Legal Obligation: To comply with UAE regulatory requirements, including AML and VAT laws.
  • Consent: For optional marketing communications and data sharing when required.

5. Data Sharing

We do not sell or share your personal data with third parties except in the following circumstances:

  • Service Providers: Third-party vendors assisting with IT infrastructure, CRM tools, and marketing.
  • Legal Compliance: Sharing data to comply with legal obligations or enforce our terms and conditions.
  • Business Transfers: In case of a merger, acquisition, or sale of assets, personal data may be transferred.

All third parties are contractually obligated to safeguard your data in compliance with GDPR standards.


6. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy or comply with legal obligations. Retention periods are as follows:

  • Client and financial data: Retained for 7 years to comply with UAE accounting and tax regulations.
  • Marketing data: Retained until you withdraw your consent or request deletion.

7. Your Rights Under GDPR

As a data subject, you have the following rights under GDPR:

  • Right to Access: Request a copy of the personal data we hold about you.
  • Right to Rectification: Request correction of any inaccurate or incomplete data.
  • Right to Erasure: Request deletion of your data, subject to legal obligations.
  • Right to Restriction: Request limitation on the processing of your data.
  • Right to Data Portability: Request transfer of your data to another organization.
  • Right to Object: Object to the processing of your data for direct marketing or legitimate interests.
  • Right to Withdraw Consent: Withdraw consent for data processing where applicable.

To exercise these rights, contact us at [email protected]. We will respond within 30 days of receiving your request.


8. Cookies

Our website uses cookies to enhance your browsing experience. Cookies collect technical and usage data to:

  • Analyze website performance and user behavior.
  • Remember your preferences and login details.

For more details, refer to our Cookie Policy.


9. Data Security

We implement robust security measures to protect your data, including:

  • Encryption of sensitive data.
  • Regular security audits and updates.
  • Restricted access to personal data on a need-to-know basis.

10. International Data Transfers

As NAM Accountants operates in the UAE, your data may be stored or processed outside the European Economic Area (EEA). We ensure appropriate safeguards are in place to protect your data during such transfers.


11. Updates to This Policy

This policy may be updated periodically to reflect changes in regulations or our practices. The latest version will always be available on our website.


For further questions or complaints, you may also contact the relevant data protection authority in your jurisdiction.

This document outlines the “Terms and Conditions of Use” under which you may access and use the NAM Accountants website located at [Insert Website URL] (“the Website”). By using the Website, you agree to be bound by these Terms and Conditions of Use. If you do not agree to these terms, please do not access or use the Website.


1. Acceptance of Terms

NAM Accountants reserves the right to revise these Terms and Conditions at any time by updating this page. You should periodically review these Terms as they are binding upon you. Continued use of the Website constitutes your agreement to any updated terms.


2. Ownership and Operation

NAM Accountants operates this Website from the United Arab Emirates. The content and services provided are intended to comply with UAE laws and regulations. Accessing the Website from outside the UAE is at your own risk, and you are responsible for ensuring compliance with your local laws.


3. Use of Materials

The materials on this Website are provided for general information and guidance purposes only. NAM Accountants makes no claims about the suitability or accuracy of the materials for your particular jurisdiction or circumstances. Any reliance on the information is at your own risk.


4. Jurisdiction and Governing Law

The construction, validity, and performance of these Terms and Conditions shall be governed by UAE law. By using the Website, you agree to submit to the exclusive jurisdiction of the courts of the UAE for any disputes arising under these terms.


5. Changes to the Website

NAM Accountants may modify, suspend, or discontinue any part of the Website or its materials at any time without prior notice.


6. Limitations of Liability

NAM Accountants makes no warranties or representations regarding the accuracy, reliability, or completeness of the content on the Website. The Website and its materials are provided “as is” without warranties of any kind, whether express or implied. NAM Accountants disclaims all liability for any damages arising from the use or inability to use the Website, including indirect or consequential losses.


7. Waiver and Severability

If any provision of these Terms and Conditions is deemed invalid or unenforceable by a competent authority, the remaining provisions shall remain in full force and effect. The failure to enforce any provision shall not constitute a waiver of that provision or any other provision.


8. Entire Agreement

Unless explicitly stated otherwise, these Terms and Conditions represent the entire agreement between you and NAM Accountants regarding the use of the Website. They supersede any prior agreements or communications, whether written or oral.

The information provided on the NAM Accountants website (“Website”) is for general informational purposes only. NAM Accountants endeavors to keep the content accurate and up-to-date; however, we make no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose. Any reliance you place on such information is strictly at your own risk.


1. Professional Advice

The content of this Website is not intended to serve as professional financial, tax, legal, or business advice. Visitors are advised to consult a qualified professional before making any decisions based on the information provided on this Website. NAM Accountants disclaims any liability for actions taken or not taken based on the content of this Website.


2. Third-Party Links

The Website may contain links to third-party websites for your convenience and reference. NAM Accountants has no control over the content, privacy policies, or practices of these third-party sites and assumes no responsibility for their content or accuracy. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.


3. Limitations of Liability

In no event shall NAM Accountants, its directors, employees, or agents be liable for any damages, including but not limited to indirect, incidental, special, or consequential damages, or loss of profits or data, arising out of or in connection with the use or inability to use the Website or its contents, even if NAM Accountants has been advised of the possibility of such damages. This limitation applies to all causes of action, whether based on contract, tort, negligence, or any other legal theory.


4. Website Availability

NAM Accountants makes every effort to keep the Website up and running smoothly. However, we take no responsibility and will not be liable for the Website being temporarily unavailable due to technical issues beyond our control.


5. No Warranties

The Website and its content are provided “as is” without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, non-infringement, or fitness for a particular purpose.


6. Jurisdiction

By accessing the Website, you agree that the laws of the United Arab Emirates will govern any disputes arising from or relating to the use of this Website, without regard to conflict of law principles.


7. Indemnity

You agree to indemnify and hold harmless NAM Accountants, its affiliates, and their respective officers, employees, and agents from and against any claims, actions, demands, liabilities, or settlements, including reasonable legal and accounting fees, resulting from your use of the Website or your violation of these terms.

At NAM Accountants, accessible from https://namaccountants.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by NAM Accountants and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in NAM Accountants. This policy is not applicable to any information collected offline or via channels other than this website. 

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

How we use your information

We use the information we collect in various ways, including to:

  • Provide, operate, and maintain our website
  • Improve, personalize, and expand our website
  • Understand and analyze how you use our website
  • Develop new products, services, features, and functionality
  • Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
  • Send you emails
  • Find and prevent fraud

Log Files

NAM Accountants follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of NAM Accountants.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on NAM Accountants, which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that NAM Accountants has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

NAM Accountants’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

Request that a business delete any personal data about the consumer that a business has collected.

Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Children’s Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

NAM Accountants does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.